Parable of the Ten Talents – My Thoughts

Parable of the Ten TalentsHello and welcome [back] to, a personal blog of a Christian entrepreneur.

Today’s topic is The Parable of Ten Talents, its application to our faith, and to our business. This is just a short, quick blog post, so please take your time to read through the end.

If you’re in business or in investing, you will find my thoughts and opinions on this topic very relevant especially if you’re aiming to grow your money.

Like I mentioned in my previous blog posts, business and Biblical principles can’t be separated. They are in fact interwoven to each other.

To our friends belonging to other religions, please excuse us here. This blog aims at “Christian entrepreneurs” niche so I hope you’ll understand. We don’t mean to offend you, we’re just discussing topics relevant to this niche.

So, let’s begin…

Parable of the Ten Talents

Here’s what is written in Matthew 25:14-30…

14 “For it will be like a man going on a journey, who called his servants[and entrusted to them his property.

15 To one he gave five talents, to another two, to another one, to each according to his ability. Then he went away.

16 He who had received the five talents went at once and traded with them, and he made five talents more.

17 So also he who had the two talents made two talents more.

18 But he who had received the one talent went and dug in the ground and hid his master’s money.

19 Now after a long time the master of those servants came and settled accounts with them.

20 And he who had received the five talents came forward, bringing five talents more, saying, ‘Master, you delivered to me five talents; here, I have made five talents more.’

21 His master said to him, ‘Well done, good and faithful servant. You have been faithful over a little; I will set you over much. Enter into the joy of your master.’

22 And he also who had the two talents came forward, saying, ‘Master, you delivered to me two talents; here, I have made two talents more.’

23 His master said to him, ‘Well done, good and faithful servant. You have been faithful over a little; I will set you over much. Enter into the joy of your master.’

24 He also who had received the one talent came forward, saying, ‘Master, I knew you to be a hard man, reaping where you did not sow, and gathering where you scattered no seed,

25 so I was afraid, and I went and hid your talent in the ground. Here, you have what is yours.’

26 But his master answered him, ‘You wicked and slothful servant! You knew that I reap where I have not sown and gather where I scattered no seed?

27 Then you ought to have invested my money with the bankers, and at my coming I should have received what was my own with interest.

28 So take the talent from him and give it to him who has the ten talents.

29 For to everyone who has will more be given, and he will have an abundance. But from the one who has not, even what he has will be taken away.

30 And cast the worthless servant into the outer darkness. In that place there will be weeping and gnashing of teeth.’

What I Learned As A Servant

In my opinion, there are two applications for this. First, one that’s not related to money like growing your faith or the development of God-given talents.

We have to grow not only ourselves in faith but also help others, too. We are to share the gospel to others and help multiply the number of believers, as instructed by Jesus.

Here’s another non-monetary application…

When I was in high school, our Bible teachers then used these parables to illustrate our responsibility in developing our God-given talents. Like for example, if you are gifted with musical talent, then you must use and develop it in the service of the Lord.

Now, for the monetary application (second application), as servants entrusted with God’s wealth, we are to grow his wealth to its maximum potential. Don’t just hide it for the fear that investing in business is risky these days.

Remember, the Talent that was mentioned in the Bible, can mean LITERAL MONEY.

I read somewhere that Talent is an ancient unit of measurement used when paying a transaction.

Like for example, if you’re selling a product or have rendered a service, you can ask for 1 Talent or 2 Talents of Silver as payment to you. So, Talent used to mean “money”. The word then evolved to “Thaler”, and then later, “Dollar”.

Parable of the Ten Talents

A Master’s Mindset

I’m not in that level yet where I have so much money to invest, but one should not wait to reach that level before attempting to learn.

We should learn about these biblical principles that are applicable in business and in investing as early as possible.

You have learned the lesson that you should be a good servant, right?

But what about becoming a good master? A good manager of people?

In the parable, the Master makes people report to him of their progress.

Most people reading this parable are focused on the servants, how we should handle the blessings given to us. But what most people miss is the example being shown by our Master—how we should manage the people managing our money.

How many times have you seen people cry because of negligence? They have lost money in mutual funds or other investments because they put too much trust to strangers.

I’m not saying you should not trust fund managers, but like our Master, we should be responsible in making our managers report to us how’s the investment doing.

Meet your managers

Manage your money like the Master. Invest as an entrepreneur and not as a gambler.

Final Thoughts

I’d like to be honest with you, my dear reader. I’m not yet in that level wherein I can show you proof that I am successfully growing the Talents that were given to me. But soon, I will be a very successful investor.

In fact, in some of my blog posts here, I admitted that I am currently battling with debts in my pharmacy business. The good news is, I’m winning the battle as I have gotten rid of some of my bad debts. The next steps will be, the talent-growing stage.

There are plenty of lessons taught in the Bible that are applicable in business and in investing, and this Parable of the Talents is one of them. And because most people limit the interpretation of this parable to non-monetary applications, I find the need to illustrate things from a Christian entrepreneur’s perspective.

I hope you learn something from my simple illustrations. Be responsible with the Talents that were given to you!

Til next,

Gomer Magtibay Blog Post Signature

PS: I really enjoy sharing my thoughts online via a blog. If you’re interested in doing the same, I can help you create your own blog. Click here to learn more.


  1. Vicki

    Well said Gomer and I know God will be there with you all the way as you are a man of Integrity and faith and all of us who have faith and walk knowing God is with us will work hard helping people, making Talents and You are doing a really wonderful thing sharing this wisdom here in your site

    God Bless you Gomer.

  2. Shane Fegan

    Dear Gomer,

    From a person who has lived through being an employee, a manager and an investor, much of your blog resonates to me.

    I feel that as we look to conquer the journey of life, we often over-estimate what we can’t do, and under-estimate our true capabilities

    The growth that generally follows once we find ourselves is amazing, you uncover many a talent you may not have known existed, let alone was one that you could have or entertain being a master of.

    With the transference of your blog in terms of applying the Master/Servant concept to investing, there is a fine line between trust, allowing your manager some rope to perform as they are specialized to, micro-managing your funds management and not allowing one to handle your affairs appropriately by being too close. Communication from the start of a relationship is critical to allow the relationship to flourish and evolve.

    Thanks for the blog!

    All the best,


    • Gomer

      You’re welcome and thanks for sharing those tips. I hope that will remind our readers not to become too close with your fund managers and put some limitations on the relationship. Be friendly, but maintain your posture as the owner of the fund being managed. If they don’t perform well, then replace them with what you think is better.

  3. David

    The parable of the talents is one that I used to discuss regularly with my students when I was a teacher in bible class. I think it teaches a very important lesson about taking the talents, abilities, knowledge or money that you have (whatever that may be) and striving to make the best of it.

    In this age of social media which often makes our younger people feel weak or inferior I think its a good lesson to teach that we all have our own unique gifts and it is important to use them to help yourself and others.

    • Gomer

      Oh, you were a Bible teacher! I’m glad to meet you here online.

      Social media sometimes do the opposite to our young people. Although it helps people become sociable in virtual world, sometimes it do the opposite of making the youth anti-social in the real world. Some even confine themselves in a corner with mobile gadgets in hand all day. So, you’re right, it pays to re-orient them with their values, their talents and potential.

  4. Tucker

    I think I might simplify this post to something like “In order to receive, one must be willing to give.” How does that thought resonate with you? In other words, there’s little to no value to hiding your money (or talent) away out of fear. Instead, share your money and talents with others and you will continue to grow, both in talents and in financial prosperity. 

    • Gomer

      In places like yours, and in the cities, people are open to investing. People are not afraid to take risk starting a business or putting the money in an investment because they are well-educated. But here in our place, one a money is earned, they hide it. They live by the old rule of saving so if anything happen in the future, you have money to spend. While that thought is good, it deprives the money its potential to grow. And like the experts say, that inflation eats up on the saved money.

  5. RoDarrick

    Hello Gomer, excellent illustration you have successfully shared here. I have never thought of the ten talents parable to this way before. It is a normal thing to have a talent but it is everything to make use of the talent to fulfill God’s plan in one’s life. Truly, I have made exploit through my writing talent and also in sport but I cannot say boldly too that I have gained enough money to invest in order to attain greater heights but I believe that through God and His help, I will keep on moving in the right direction so that I can invest my talents well to yield greater results.

    • Gomer

      What is important is, you’ve been made aware of this. Once you become aware of something, the next time a landfall of cash arrives, you can move on to that level of investing your Talents so they will grow more. And like I said in the post, invest like someone has tasked you to grow the money, and manage your people like the Master.

  6. Edwin Bernard

    This parable struck a chord with me when I first read it in the Bible many years ago. I am puzzled about one thing. Your title said 10 talents. But in the parable, only 8 talents were handed out. What happened to the other two?

    The two servants who were successful in doubling their masters money did amazingly well. I often wondered what would the master have done if either one of them lost money and returned with less or nothing at all? Would the master have looked at the servant who buried the talent in a more favorable light? 

    I ask this because during the Great Recession of 2008-2009 I lost virtually all my retirement savings through bad investments. That is one of the reasons why I am working hard to recover. Wealthy Affiliate is only one avenue. 

    I also got heavily in debt through excessive credit card loans. Eventually I had to use the legal services of my Legal subscription service company to file for bankruptcy. It was uncanny that my lost retirement savings was about the same amount as the debts that were forgiven. On a side note I have made this my primary niche in Wealthy Affiliate.

    When I think of the parable of the talents, I wish I had been a better investor. To do that takes training and making wise decisions. The Bible tells us that it is good to multiply our capital by investing them wisely. I commend you for making this point. And not only with money but also with our skills. It takes skill to make money too. 

    • Gomer

      Your points shocked me actually! I didn’t think about that before. But then, after your pointing out, it made me think so deep that I want to dig deeper on that. Maybe the reason why the one who just hid the talent was scolded is, the issue of laziness. The fact that he did nothing only shows he’s lazy to think of ways to grow the talent. But you’re right, and I agree with you. Preserving what you have is a lot better than losing everything that you have.

      I haven’t been to your site so I am excited to see what you’re up to with your niche site. And since you got a lot of experiences, maybe you’re now a learned person with a lot of lessons to tell. I, too, got so many debts that are hard to cover and I sometimes envy those people living in United States because your law allows for the filing of bankruptcy while here in the Philippines, we have to pay all the debts with perspiration and tears up to the last drop.

      Since we have learned our lessons very well, if given another change to hold a portfolio, I think we’ll do better.

  7. Laureen

    I do believe that everybody is born with their own gifts from God that can’t be compared to other people. I feel sad whenever I see people, especially children feeling left behind just because they do not have the same talents that are so widely accepted by society. I think we need to guide our children to look within and ask themselves, “have I thanked God for the talents I have?” There’s a saying in my language that, if God closes a door for you, He will open a window somewhere else. 


    – Laureen

    • Gomer

      Hi Laureen,

      Thanks again for another wonderful comment. 

      What you are talking here is a literal talent which is, of course, one of the applications of this parable. And like I said, this can be dual. First, the literal application and second, the application in business particularly money. One has to be grateful for being handed those talents, and as a demonstration of your gratitude, you must grow it.

      More blessings to you too.

      ~ Gomer

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